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Moment Matters

Electronic money is replacing papers and coins.

We get more incentives when we use our debit/credit cardto pay for our purchases. Points accumulate to discounts and even cash. It is more convenient as you only have to scan your card, no counting of paper money and no burden of the clinking coins. I don’t see why we won’t use this.

Apple is rumored to be developing “Near Field Communication” feature in their devices. When brought to fruition, people can use their iPhone and iPad to do the paying for them. The latest software of Apple though has Passbook. It has the all the coupons you need. Another coupon managing application that is more accessible to most smartphones is Groupon.

75% of the world’s population has mobile phones (Fitzpatrick, 2012). As smartphones increase in popularity, its functionality of being a wallet is emerging. You can now use PayPal for…

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